Acceptance of terms
By using MyWebInsurance (Mywebinsurance.us) you agree to these Terms & Conditions. If you do not agree, please do not use the site. These Terms apply to all visitors, users, and others who access the site.
About our site
MyWebInsurance is an information site that publishes guides and articles about home, business, life, renters, and pet insurance. We do not sell insurance directly on this site. We may provide links to insurers, third-party marketplaces, or partner sites.
Changes to the terms
We may change these Terms at any time. We will post the new Terms on this page and update the “Effective date.” Continued use after changes means you accept the new Terms. We recommend you check this page periodically.
Privacy and cookies
Our use of personal data is described in our Privacy Policy. By using the site you also accept that we and our service providers use cookies and analytics tools as described in that policy. If you need to exercise privacy rights (access, correction, deletion, or opt-out) see our Privacy Policy for details and contact information.
Use of the site — allowed and not allowed
You may: read, share (with attribution), and use the information for non-commercial personal use.
You may not: copy content for resale, post illegal content, use the site to defraud others, or misuse the site’s features. We may suspend or block users who break these rules.
User contributions (comments, forms, feedback)
If you post comments, questions, or other material on the site you grant MyWebInsurance a worldwide, non-exclusive, royalty-free license to use, reproduce, publish, and display that content. Do not post private or sensitive information. We may remove or edit user content at our discretion.
Intellectual property
All site content (text, images, logos, designs) is protected by copyright and other intellectual property rights owned or licensed by MyWebInsurance, unless otherwise noted. You must not reproduce our content except as allowed under these Terms or with written permission.
External links, third parties, and affiliates
We link to third-party sites and may use affiliate links or advertising. Links do not imply endorsement. We are not responsible for the content or privacy practices of external sites. If you click affiliate links, we may earn a small commission — this helps fund the site. We will disclose affiliate relationships where required.
No professional or legal advice (disclaimer)
Information on this site is for general informational purposes only. Insurance rules and plans differ by provider and location. This site does not provide legal, financial, or professional advice. Always read full policy documents and consult a licensed insurance professional before acting on any information.
Accuracy of information & no guarantees
We aim to keep content accurate and up to date, but we do not guarantee completeness, accuracy, or timeliness. Use information at your own risk. We may update articles without prior notice.
Limitation of liability
To the fullest extent allowed by law, MyWebInsurance and its owners, officers, employees, and partners are not liable for any direct, indirect, incidental, special, or consequential damages that result from your use of (or inability to use) the site or reliance on the site’s content. This limitation applies even if we were warned of the possibility of such damages.
Indemnification
You agree to defend, indemnify, and hold harmless MyWebInsurance and its affiliates from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the site or violation of these Terms.
Termination
We may suspend or terminate access to the site or specific features at any time, with or without cause, and without prior notice. Termination does not limit other remedies we may have under the law.
Governing law and disputes
These Terms are governed by the laws of [Insert country/state]. Any dispute arising from or related to these Terms will be resolved in the courts of [Insert jurisdiction], unless the parties agree in writing to another method such as arbitration. (If you operate across many countries, consider specifying the primary place of business and seeking local legal advice.)
Refunds and paid services (if any)
If we offer any paid product, subscription, or service, specific payment and refund terms will be posted on the relevant purchase page. Otherwise, the site’s informational content is free to read.
Security and data breaches
We use reasonable measures to protect your data, but no internet system is fully secure. If we learn of a data breach that affects your personal data, we will follow applicable law for notification and remediation.
Children and age limits
The site is not intended for children under 13. If we learn we collected personal data from a child under 13 we will take steps to promptly delete it.
Contact information
If you have questions about these Terms, please contact:
Email: Yourwebsiteowner@gmail.com
Other important terms
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Severability: If a court finds any part of these Terms invalid, the rest remains in effect.
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Entire agreement: These Terms and any linked policies (Privacy Policy, Cookie Policy) form the full agreement between you and MyWebInsurance regarding site use.